Auburn Maine Real Estate – Will Home Prices Go Down in 2010?

Some researchers say 2010 isn’t looking good for home prices, while others predict increases this year with help from the home buyer tax credit and job creation.

Full Story > via REALTOR® Magazine-Daily News.

This Month In Real Estate

Did you know …

  • 56 percent of buyers used their savings as a down payment last year? This was up from 52 percent in 2007.
  • 213 out of 330 markets in the United States were undervalued in the third quarter of 2008?
  • The $780 billion economic stimulus package was signed by President Obama contained 35 percent in tax cuts and 65 percent in spending?
  • Consumers can no longer access their Experian FICO credit scores as of February 14?

Maine Real Estate – Home Prices On The Rise

Eight out of 10 economists agree that real estate home prices will rise in the next five years according to NAR, The National Association of REALTORS®,  in a national television ad titled, “Buyer Strength.”  Bravo to NAR  for seeing the value in The Keller Center for Research at Baylor University by using their statistics. Keller Williams Realty is the fastest growing real estate company.


Meservier & Associates of Keller Williams Realty Mid Maine offers exclusive buyer and seller representation. We have been offering Maine real estate services collectively for over 40 years and was the number one Agent team for Keller Williams Realty in Maine for 2008. Come see what we’re doing right!

Maine Real Estate – 1st Time Home Buyer Tax Credit 2009

LINDA GIFFORD ON “207”: Here’s the 5-minute video of Linda Gifford on last night’s “207” television program, explaining the $8,000 First Time Home Buyer Tax Credit –

Maine Real Estate Information – New Domain Name, Same Website & Blog

We’ve moved!
Within the next day or so, loyal visitors and Maine real estate consumers will notice that the website and blog at will now be located at The web content and the blog will remain the same with the exception of the blog. It will be sporting a new facelift.
Thanks you for being patient with us during this domain transfer.
We look forward to seeing you at and don’t forget to visit our other site at

Maine Real Estate – Mobile Homes Are Now Eligible For The USDA 100% Program

A double or single-wide manufactured home is now eligible for RD (Rural Developement) financing only when purchased from one of their approved dealers. The manufactured home requirements are:

Rural Development – Manufactured Homes
Basic Requirements:

 Units must be new
 Placed on a private lot (not in a park)
 Put on a permanent, approved foundation
 Purchased through approved dealer-contractor


No furniture, including drapes, beds, chairs, sofas, lamps, tables, televisions, etc.
Furniture does not include refrigerators, ovens, ranges, washers and dryers, etc.

Certification and Inspection Requirements:

 Foundation Plan:
 Must be stamped by a Maine Registered Professional Engineer
 Must be approved/stamped by State Office
 Must transfer all loads below the established frost line
 Home must be permanently anchored to foundation

Manufactured Housing Unit:
Unit must have a properly affixed certification label indicating the construction of the unit is in accordance with Federal Manufactured Home Construction and Safety Standards (FMHCSS):

Maine real estate- manufactured housing tag

Maine real estate- manufactured housing tag





Must meet agency thermal requirements:
Comfort Heating and Cooling Certification
FMHCCS Uo Value Zone 3 for all of Maine

Required Contractor Statements:
Statement by dealer-contractor that any cash payments/rebates will be deducted from price of unit and not paid to applicant

Statement by dealer-contractor that the proposed cost is the full price of the unit and all development activities

If the applicant is purchasing furniture with other funds, a lien will not be filed against the Agency/Lender’s security property
Required Inspections for Manufactured Homes:

Stage 1 Inspection:  Prior to or during placement of permanent foundation, but prior to backfill
Stage 2 Inspection:  Final inspection when construction is complete, unit is in place but prior to occupancy
-FMHCSS Sticker
-Comfort Heating & Cooling Certificate for Zone 3

 Approved Dealer/Contractor to provide:

 Lien Release  for all materials or labor furnished
 Manufacturer’s Certificate of Origin indicating that the unit is free and clear of all encumbrances
 Builder’s Warranty
 All manufacturer’s warranties to the applicant

Lender Requirements:

 Recertification or Satisfactory Completion Certificate
 Water Test, where applicable
 Septic System Approval, where applicable

For a list of approved manufactured home Maine dealers,  call our office at: 207-784-2525  or email –